Turn your idle GPU capital into working capital. Our asset-backed lending process is designed for the AI infrastructure era — fast, transparent, and built on-chain.
Fill out our simple application form with details about your GPU hardware, data center setup, and financing needs. No credit check required — we underwrite against the asset, not your balance sheet.
Our team verifies your GPU inventory through purchase invoices, serial numbers, and data center location. Hardware is appraised at current market value and tokenized on-chain via the USD.AI protocol.
Receive funding in as little as 7 days. Loan proceeds are wired directly to your account. GPUs remain in your data center — you keep operating them while they serve as collateral.
Use the capital to expand your GPU fleet, cover operational costs, or invest in growth. As you acquire more hardware, you can refinance or take additional loans against your growing inventory.
We lend against the GPU hardware itself, not your personal or business credit. Startups and established companies qualify equally.
Get funded in 7–30 days, compared to 30–90 days for traditional bank loans. Our streamlined process eliminates unnecessary bureaucracy.
Your GPUs stay in your data center, running your workloads. We don't take possession — you maintain full operational control.
Competitive rates from 7–15%, 3-year amortization, and prepayment allowed at any time without penalty. Terms that work for GPU operators.
GPU Loans are originated and managed through the USD.AI protocol — an on-chain infrastructure that tokenizes warehouse receipts for physical GPU hardware. Each loan is backed by verified, serialized GPUs housed in audited data centers. The protocol enables transparent collateral tracking, automated covenant monitoring, and in the event of default, on-chain liquidation auctions that ensure fair market recovery for all parties.
Get a Quote →Simply fill out the Application form on our website to receive your quote. Then, schedule a call with one of our underwriters to go over your application in detail and plan next steps.
Unlike a traditional bank loan, GPU Loans look only to the GPUs as collateral when underwriting, not the cash flows or balance sheet of your underlying business. Placing the assets in a bankruptcy remote SPV removes recourse to the parent business, leaving your balance sheet unencumbered. Additionally, by building our process on blockchain rails, GPU Loans facilitate superior ease of execution.
You'll need company formation documents for your SPV, proof of GPU purchase through invoices or binding purchase orders, identification and KYC information for beneficial owners, and data center agreements showing where hardware will be housed (along with a summary one-pager of the data center). Additional documents may be requested by the underwriters as needed.
Absolutely! The beauty of the asset-backed nature of the product and the bankruptcy remote structure is that GPU Loans are relatively agnostic to the parent company, instead focusing on asset value and operational metrics rather than balance sheet strength.
Applications are processed in 7–30 days, significantly faster than traditional bank loans which often require 30–90 days for approval and funding. The exact timeline depends on factors like the status of the GPUs (i.e., ordered, shipping, installed and operating), the number of GPU units being financed, and how quickly you can provide required documentation and insurance.